What Do I Need to Bring?

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What an HDB resale flat buyer needs to submit in Singapore

After exercising the Option to Purchase, a buyer submits a portion of the resale application through HDB’s My Flat Dashboard. Prepare the valid HDB Flat Eligibility letter, the option details and the records requested for all buyers and occupiers. The seller submits a matching portion.

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What Do I Need to Bring? Editorial Team

From exercising the option to a complete submissionSingapore HDB resale application checklist for buyers
  1. 01
    Exercise the option

    Check the signed Option to Purchase and the submission date in Clause 12. Source 1

  2. 02
    Prepare the buyer file

    Use the valid HFE letter and gather the required household records. Source 1

  3. 03
    Match the seller record

    Check the address, amounts, dates and option number against the other party’s information. Source 2

  4. 04
    Submit both portions

    The second party normally has seven calendar days from the first submission. Source 1

Both sides’ records need to match and both portions have to reach HDB.

Source 1 Source 2

Start with the eligibility letter and the exercised option

HDB requires a valid HFE letter when the buyer submits the resale application. It processes the application using that letter. Check that the buyer and occupier particulars still agree with the letter. HDB lists changes in household composition, marital status or ownership of other properties among cases that can affect it. Source 1

The two sides need to enter matching transaction details

HDB matches information supplied by the buyer and seller, including the address, purchase price, option amounts, option dates and serial number. Keep the exercised Option to Purchase open while entering those details. Source 1 Source 2

There are two separate submission constraints

The second party must submit within seven calendar days of the first. The buyer and seller also agreed on the submission timeframe in Clause 12 of their Option to Purchase. HDB says varying that contractual timeframe requires the parties’ agreement. Source 1 Source 2

Completeness includes the supporting records

HDB treats an application as complete after receiving both sides’ submissions and the required documents. My Flat Dashboard displays the list that applies to the buyer. If the application lapses because the submissions are incomplete, the parties must restart and pay the administrative fees again. Source 1 Source 2

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Mark the items you have ready

Use the list for your own preparation. Check your appointment instructions for the final requirements.

  • When the buyer submits · Use the valid HFE letter for the application. Check the household details against it. Source 1

  • All buyer applications · Prepare the flat address, seller details, option serial number, option date and acceptance date. Source 1

  • All buyer applications · Check the purchase price, option fee and option exercise fee against the exercised option. Source 1

  • All buyer applications · Verify every applicant and occupier and check the details against the HFE letter. Source 1

  • As requested by My Flat Dashboard · Upload the documents listed by HDB in PDF or JPG. The list depends on the application. Source 1

  • Both parts of the application · Agree who submits first. The second party has seven calendar days to submit its portion and documents. Source 2

  • When submitting the buyer’s portion · Prepare an accepted payment method and check the amount for the flat type. Each party pays its own fee. Source 1

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